High Risk Payment Processing

by GuestBlogger on June 17, 2014

In the retail world, every merchant needs to have a safe and effective method to collect money from customers. These days, a significant percentage of shoppers choose to buy items online rather than local brick and mortar stores. Therefore, there has to be a convenient way for making electronic purchases when shopping online. The eCommerce industry has evolved tremendously to accommodate the virtual retail marketplace. Shopping carts are integrated into online stores that accept credit cards as a form of payment. A merchant account is used to collect money from any purchases made by credit card and other forms of electronic transfer.

Some online store owners have the option of opening up a merchant account that comes with minimum fees. For example, most credit card processing agencies charge a commission fee that is based on the total transaction made by each customer. Some companies might charge flat monthly rates for managing merchant accounts. Certain websites may have a difficult time with opening up a merchant account for several reasons. For instance, some merchandise is considered to be high risk according to payment processors. Such an attitude is developed due to the frequency of credit card fraud. For example, thieves use stolen credit and debit cards to buy items in bulk. The price per each product is inexpensive and therefore thieves think that it’s possible to get away. When there are disputes with credit card payments, the merchant account may be temporarily frozen due to investigations.

Certain credit card processors simply do not want to accept high risk clients. Some products qualify for a high risk label including traditional tobacco cigarettes and modern electronic cigarettes. Adult websites also qualify as being high risk merchants that sell services and subscriptions online. Opening up an e-cig merchant account is an example of managing a high risk eCommerce operation. Ethical merchants agree to a full investigation that may result in complete refunds of unauthorized credit card spending.

Duet to taxes and other fees collected by the government regulations, some controlled products in the United States are part of the high risk merchant industry. Great merchant account managers offer viable offers for online shops that would like to sell “risky” items to the rest of the world. International shipping of certain products also contributes to a high risk of a merchant account. For example, shipping and returns may be very expensive for small online businesses.

Britt Malka helping you find money making ideasI quit my day-job in 1995, and since 2000 I've been living entirely from money made online.

Learn from my experience, and get plenty of money-making ideas plus a report about how I went from zero to $1,000 per month.


Dying from Too Much Work?

by Britt Malka on June 12, 2014

Did you know that?

Several people have died because they worked too much.

This copywriter worked too much in general, drank vodca mixed with RedBull, and this was her last tweet at age 24:

She died the next day.

A young intern, 21 years old, died after having worked too much.

Japanese Toyota employee died after too much work.

But even if you don’t go on, working on a task for 30 hours in a row, you might NOT be as productive as you thought, just because you work a lot.

Many aspiring Internet marketers work at day-jobs and then at night in their real business online. And still, they never feel they get enough work done.

Get this, and learn how to manage your energy, rather than your time.


Get Paid to Write

by Britt Malka on June 3, 2014

Yesterday, I bought this book, and it’s so inspiring. I’ve discovered new ways already to make money – even by writing less than 300 words text. Impressive.

I immediately told a friend about it and said she would love it. She got it, too. I’m looking forward to hearing her opinion about it.


GetResponse Down? AWeber Down? Here’s What to Do

by Britt Malka on April 28, 2014

Hi :)

Okay, I hear you… Loud and clear.

GetResponse is down again. Or AWeber is down again. Or either is just not behaving like you want them to.

Here is what you should do about it:

Have a backup plan.

I’ve heard several marketers talk about how they actually are signed up for more than one auto-responder. But that’s not the solution.

And I’ll tell you why.

[click to continue…]


Excellent Book – Psycho-Cybernet

by Britt Malka April 7, 2014

Learn about inspiration, self-image and more… You might think it has nothing to do with Internet marketing, but it has EVERYTHING to do with it.

Read the full article →


by Britt Malka January 27, 2014

One of the best books, and a must-read, when it comes to learning how to write copy, is [amazon text=Influence&chan=default&asin=B002BD2UUC] by Robert B. Cialdini. [amazon template=image&chan=default&asin=B002BD2UUC] You can check it out and order it from Amazon. It’s a great read, and you’ll learn so much about the psychology behind the decisions people take.

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ListGIANT – Not So Abundant

by Britt Malka January 2, 2014
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Hello there I was asked to do a review of ListGIANT, and since I’m in Internet marketing, and I assume that you are, too, I thought it sounded interesting. An organized place to find lists to promote offers to? Great! However, I was quickly disappointed by two things.

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Review of Azon Home Study Course (Azon Master Class) by Ryan Stevenson

by Britt Malka November 29, 2013
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Hi there :) If you’re like me and always strive to learn move and to get better, then you might be wondering if you should get Ryan Stevenson’s Azon Home Study Course or not.

I’m making this review to help you take a decision, and as always… if you still have unanswered questions after you’ve read this, please let me know what you want to know more about in the comments.

Let’s get started. I plan to tell you what you get, how the product is, what you can expect to learn from it, which shortcomings it has, what I liked the most about it, and what I didn’t like.

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Review of Webinar Alchemy by Stephen Renton

by Britt Malka November 8, 2013
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Hi If you’ve seen how other people have been able to be very successful with webinars, and want to learn how to do it yourself, you should read this review. I got access to “Webinar Alchemy” by Stephen Renton, and this what I think about it. First, I don’t know Stephen Renton. I had never […]

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Top Approaches to Get Money Online

by Travis Holmes October 28, 2013

When getting money is your main concern, the Internet can certainly lend a helping hand. Nonetheless, while it is true that are many ways to get it, scams and risky ways to obtain money are also present. You may browse the web to find the right solution, but the key point is knowing how to […]

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